Over 10 years Specializing in Finance & Credit

Debt-Free In Less Than 10 Months!!!

Our Forever Freedom Credit Transformation process has helped thousands of people achieve their goals! They were once like you, now their story is a success story.

Meet The Chief Credit Professional: Michael D

You are MORE than a Credit SCORE!

Welcome to the #1 Financial Education that specializes in Credit Restoration.

We are a "One-Stop Shop" For ALL things Credit & Money related! Schedule a FREE consultation with us...

We guarantee... It will be the BEST decision you ever made for your financial future!

Financial Solutions for ANY level of Financial Challenge !!

  • Late payments
  • Repossessions
  • Bankruptcy
  • Collections
  • Identity Theft
  • Student's loan
  • Identity Theft
  • Student loans
  • Medical Bills
  • Judgements
  • Child support
  • Medical Bills
  • Child support
  • Judgement

Tired of being turned down??

A credit score is a number ranging from 300-850 that depicts a consumer's creditworthiness. The higher the credit score, the more attractive the borrower. A credit score is based on credit history: number of open accounts, total levels of debt, and repayment history. A signal of bad credit is when your credit report reflects heavy debt, negative repayment histories, rejections, defaults, judgments and other information that lenders consider risky borrowing behavior. If any of these ever happened to you then you need to fix your credit ASAP. Take action immediately and FIX YOUR CREDIT!


  • Less than a 700+ credit score

If your credit report shows that you have less than a 700 credit score, then you need to fix your credit.

  • Getting denied for a cell phone contract

Most major cell phone companies check your credit when you sign up for service. They argue that they’re extending a month of service to you, so they need to know how reliable your payments will be. If your credit’s bad, you may have to get a prepaid cell phone, a month-to-month contract where phones are typically more expensive, or go without one at all.

  • Difficulty starting your own business

Many new businesses need bank loans to help fund their startup. A bad credit history can limit the amount you’re able to borrow to start a new business, even if you have a solid business plan and data supporting your business success.

  • Difficulty getting approved for an apartment

Many people don't realize landlords check credit before approving a rental application. Having bad credit can make it much more difficult to rent an apartment or house. You may need to put down a higher deposit, or may get rejected altogether.

  • Getting denied for employment

Certain jobs, especially those in upper management or the finance industry, require you to have a good credit history. You can actually be turned down for a job because of negative items on your credit report especially high debt amounts, bankruptcy, or outstanding bills.

  • High interest rates on credit cards and loans

Credit scores indicate the likelihood that you will default on a credit card or loan obligation. Having a low credit score means you're a riskier borrower than someone with a better credit score. Creditors and lenders make you pay for this risk by charging you a higher interest rate.

DECADE Financial Solutions is set to provide you with:

  • Secrets to increase your credit score.
  • How to BUILD & MAINTAIN positive accounts on your credit
  • Premium Resources for lifelong financial success
  • How to know THE EXACT steps to eliminate ALL the negative marks on your credit report within 100 days or less!

You'd finally be able to:

  • Buy a new home.
  • Purchase that dream car.
  • Qualify for the best credit cards, loans etc.
  • Get the peace of mind that you deserve!

It's only going to take 3 steps!!!


Step 1

Schedule your free consultation to discuss your needs & our service.


Step 2

Bring a Pen & Paper to the appointment because we will break down your entire credit situation!


Step 3

Check your inbox for your free gift- 101 Credit Tips to Increase Scores.

This is the one Appointment that could actually change your life forever?

What You’ll Do Before the Call

Be sure to gather all questions you may have pertaining to your credit. You can even have credit reports ready if you wish! The more information we have, the more detailed will your consultation be!

What Happens During the Call

During your consultation we would discuss all things revolving around your specific credit standing. We can come up with a game plan for you tailored to your financial success!

What Changes After the Call

After our call, not only will we leave a long lasting impression you will not soon forget, but we would have educated you on what the best option to move forward is!

Hear the word on the street!!!

DECADE literally gave me a fresh start. Before, I was stressed out and exhausted from being turned down from lender to lender. As of now, I am currently in the final phase of purchasing a new home.

In just one month of doing business with them, my credit went up 40 points and I am sure it's going to rise some more!

DECADE was able to get a huge Judgement deleted. Due to DECADE's response to the collection saving me over $10,100.. I finally qualified for a Mercedes Benz!

3 Strategies That (When Followed) Can Improve Your Credit Score, And Secure Your Future!


Correcting The Past

We go over your credit report with you to find negative items that are inaccurate, help you understand the process of credit repair, and prepare a plan of action with you to improve your credit.


Address The Present

We dispute incorrect and unverified information on your behalf so that you can achieve the accurate credit scores you deserve.


Prepare For the Future

Lower your current interest rates on your loans and credit cards, and achieve access to better rates on new credit. You could save thousands every year!

You're capable of achieving the life of your dreams. A life where you are in control of your finances

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